Kaiser permanente reno

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As of today, Kaiser Permanente does not offer health plans to Nevada residents. Even though it is unlikely, at some point in the future we may see Kaiser in Nevada. Without Kaiser in Nevada, many ex-Californians are looking for the next best thing. Kaiser Permanente offers a financial structure that is similar to plans available in Nevada.

Kaiser Permanente is notoriously known for having the lowest cost health plans in the market. As an HMO insurance company, they reduce costs by containing their medical services in-house with their own insurance company. This is because the insurance company and hospital group fall under the same ownership within their corporate structure. Most other insurance companies establish outside contracts with private doctors. These outside doctors negotiate their reimbursement rates which can cause higher costs for the insurance company.

This ultimately translates into higher premiums and fewer benefits for you! Like Kaiser Permanente, these in-house insurance companies in Nevada can offer low prices on plans filled with copays due to their similar financial structure! While a few of the medical groups here have their own insurance companies, the medical groups might also contract with other insurance carriers. This is because the insurance company and hospital group fall under the same ownership within their corporate structure.

Most other insurance companies establish outside contracts with private doctors. These outside doctors negotiate their reimbursement rates which can cause higher costs for the insurance company.

This ultimately translates into higher premiums and fewer benefits for you! Like Kaiser Permanente, these in-house insurance companies in Nevada can offer low prices on plans filled with copays due to their similar financial structure!

While a few of the medical groups here have their own insurance companies, the medical groups might also contract with other insurance carriers. This is different from Kaiser.

You typically cannot use Kaiser doctors unless you have a Kaiser plan. You also cannot have Kaiser plan and see doctors outside of Kaiser. We have similar options based on the market needs in Northern Nevada. To learn more about these trends, give us a call today! One of our licensed brokers can help you find the best plan for your needs.