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Visit www. Use the mobile app to get your member information on the go, or log in to the My Account section of CareFirst. You can register with My Account using your social security number, or call Member Services at to get it. The BlueChoice network is a local network of providers.

You may also use this online directory to search for BlueCard PPO providers outside of the local area. Follow the instructions above, then click on the link for providers outside the Metro area. The CareFirst BlueChoice Advantage plan allows members the flexibility to choose a health care provider when and where treatment is needed. When care is received inside the CareFirst service area members will experience the lowest out of pocket costs when they visit a BlueChoice provider. Members still have the option to access a BlueCard PPO doctor, but will be subject to higher out of pocket expenses.

Usually the least expensive choice. Your PCP and providers handle the paperwork. Very limited coverage out of the HMO's service area. Seeing an out-of-network provider usually means you will pay the entire cost. BlueChoice HMO. Point of Service POS. Includes benefits of an HMO and access to out-of-network providers. When you use your PCP to coordinate care, you'll pay the lowest cost and they'll handle the paperwork.

Copayments for in-network services are known in advance. Deductibles may apply in some plans. Using out-of-network providers will cost you more.

Coverage for out-of-area services will vary; check the plan carefully to understand costs. Large choice of providers. No referrals required. You are not required to choose a PCP. Preferred Providers will usually handle paperwork for you. Coverage for out-of-area services is usually included; check the plan carefully to understand availability and costs. Many out-of-network services will require that you pay a deductible and coinsurance. BluePreferred PPO. Point of Service Combines the features of managed care with out-of-network benefits.